Updated Regulations: Malta’s New Healthcare Insurance Requirements

In Malta, new healthcare insurance requirements have been implemented, affecting third-country nationals seeking residency. Effective August 1, 2024, these changes primarily impact those applying for residency underemployment, family reunification, or educational purposes.

Key Details:

Minimum Coverage Requirement: All applicants must now have a health insurance policy with a minimum coverage of €100,000. This policy should cover medical treatments, including hospitalisation in Malta and, if needed, in other EU countries. The insurance must be valid for at least the first year of their residency permit.

Exemptions: Students pursuing courses at recognised institutions like the University of Malta, MCAST, or the Institute of Tourism Studies are exempt from these requirements. However, those studying at other institutions must comply with the new rules for both new and renewal applications.

Implications for Expats: This change emphasises the need for comprehensive health insurance, especially for expats from non-EU countries who are planning to move to Malta. The insurance requirements align with Malta's commitment to ensuring that residents can access necessary healthcare without placing additional strain on the public system.

This new regulation highlights the importance of having adequate health coverage, not just for meeting residency requirements but also for ensuring peace of mind and access to quality healthcare services during your stay in Malta.

For more detailed information, you can visit the official Identità website and Residency Malta Agency (gov.mt) for their latest updates or reach out to us on admin@ab.eu for any assistance you need with your relocation process.